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Corporate Credit

Private credit for operating companies where capital structure, cash flow, and long-term strategy matter as much as the dollars themselves.

Positioning

The firm focuses on service-oriented, cash-flow businesses where operational discipline and stable revenue support thoughtful leverage — capital structured around the company, not a template.

Industries

Markets We Serve

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  • Technology
  • Software
  • Business Services
  • Healthcare
  • Professional Services
  • Aerospace and Defense
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Every structure is underwritten on its own merits — by the people who fund it.

Investment Committee
Loan Programs

Three Structures.One Underwriting Standard.

Each program is built around the same discipline — direct engagement, clear terms, and capital that fits the company's cash flow.

Growth Capital
Expansion

Growth Capital

Flexible capital for businesses expanding market share, adding infrastructure, or financing organic growth without diluting control.

Acquisition Financing
M&A

Acquisition Financing

Structured credit for platform acquisitions, add-ons, and management buyouts where speed and certainty close the transaction.

Recapitalization
Balance Sheet

Recapitalization

Non-dilutive solutions to optimize balance sheets, provide shareholder liquidity, or restructure existing capital efficiently.

Structure and Parameters

Terms, Without Ambiguity

Every structure is tailored to the company's cash flow, ownership objectives, and transaction timeline.

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Loan Size
$15MM — $100MM+
Loan Term
1 — 5 Years
Loan Structure
Senior · Mezzanine · Preferred · Hybrid
Guaranty
Recourse · Non-Recourse · Standard Carveouts
Geography
US · Western EU (Limited)
Execution
30 Days from Term Sheet
Process

Our Process

The same senior team carries every transaction from first conversation through funding — with the discretion and structural flexibility that principal capital allows.

  1. 01

    Inquiry

    A conversation or completed application begins the process.

  2. 02

    Pre-Screen

    Response within two business days.

  3. 03

    Term Sheet

    Structure and pricing presented clearly.

  4. 04

    Diligence

    Senior team directly engaged.

  5. 05

    Approval

    Decisions made by the people you've worked with.

  6. 06

    Funding

    Close according to the committed timeline.

Begin

Let's Start The Conversation.

Every inquiry is reviewed directly by senior decision-makers. The firm responds to corporate credit inquiries within two business days.

JB Capital

Institutional capacity.
Boutique accountability.

Scottsdale
Scottsdale, AZ 85258(425) 454-8575
Bellevue
Bellevue, WA 98004(425) 454-8575
Lake Oswego
Lake Oswego, OR 97035(425) 454-8575
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