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About JB Capital

A boutique private credit and investment firm built on principal capital.

Position

Institutional Capacity. Boutique Accountability.

A boutique private credit and investment firm built on principal capital.

Stone colonnade in low raking daylight
Position

Lending companies sell money.

Brokers sell introductions.

Advisors sell opinions.

We sell certainty.

Principles

Four Disciplines.

  • Principal Capital

    The firm invests and lends from a permanent capital base. No fund cycles. No committee gatekeepers between the client and the decision.

  • Specialist Teams

    Every mandate is staffed by underwriters, structurers, and closers who have executed the transaction before — not generalists learning on the deal.

  • Direct Decisions

    Approvals are made by the same senior professionals who take the first call. Terms committed are terms funded.

  • Selective Engagement

    JB Capital accepts a small number of engagements each year. Selectivity is how the firm protects certainty for the clients it does serve.

History

Two Decades of Principal Lending.

JB Capital was established in 2003, since advising, structuring and deploying more than $3 billion in capital across market cycles.

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  • 2003Firm Established
  • 23+Years of Experience
  • $3B+Capital Deployed
Team

A Firm of Principals.

Portrait of Jeremy B. Hill

Jeremy B. Hill

Founder & Managing PartnerLinkedIn profile of Jeremy B. Hill (opens in a new tab)

Jeremy B. Hill is the Founder and Managing Partner of JB Capital. He brings more than 23 years of experience and leads the firm's efforts across lending, investment, and advisory; a platform that has now closed more than $3 billion in transaction and advisory outcomes. Jeremy raises capital, manages the firm's institutional balance sheet and credit partner relationships, and sets the direction for the firm's investment and credit parameters.

A recognized expert in private markets, Jeremy has served as a principal investor, lender, and senior advisor to growth-stage companies, sponsors, developers, investors, and leading families across multiple market cycles. He is sought for judgment and expertise where his involvement is what changes outcomes.

He has advised on transactions across sectors, holds board seats with several growth stage companies, and has been a featured contributor to CNBC and Bloomberg on private credit and the middle market. Jeremy lives in Paradise Valley, Arizona, with his wife of 30 years and their three children.

Portrait of Bernard “Barney” Guy

Bernard “Barney” Guy

Managing Director

Barney Guy is Managing Director and co-founder of JB Capital Real Estate Partners, where he brings capital markets and structuring expertise to development lending for builders, developers, and investors. He has more than 30 years of experience in commercial and residential real estate credit.

Barney has co-founded two firms taken from start-up to profitability through initial public offering, in the US and the United Kingdom, and has managed, securitized, financed, and sold $30 billion in mortgage-related assets over his career. Earlier, he held capital markets leadership roles at MILA, a top-15 mortgage origination and servicing platform, and co-founded HomeLoan.com, an early leader in digital retail mortgage banking, along with Southern Pacific Lending, Southern Pacific Mortgage, and Southern Pacific Capital Management — among the firms that built the non-conforming mortgage industry.

Barney holds an MBA from the University of Redlands and a B.A. from California State University, Fullerton.

Portrait of Joshua Hill

Joshua Hill

Vice President of InvestmentsLinkedIn profile of Joshua Hill (opens in a new tab)

Joshua Hill leads JB Capital's real estate lending arm, directing originations and underwriting across the firm's senior and preferred equity platform. He has originated more than $750 million in senior and preferred financing spanning residential, office, retail, senior living, and student housing.

Joshua structures and executes senior construction loans from $1–15MM for luxury single-family and select multifamily projects, up to $20–70MM for build-to-rent, multifamily, hospitality, and student housing developments, with capacity beyond $100MM on marquee assets. He reviews and underwrites every deal personally, with a working fluency in construction risk that shapes capital around how a project gets built, not how it looks on paper.

Before returning to JB Capital, Joshua spent a year in real estate private equity, helping raise $85 million in preferred equity and managing investor relations across a network of RIAs, wealth managers, and family offices.

Joshua holds a B.S. in Finance from the W. P. Carey School of Business at Arizona State University, where he transferred after playing college soccer at Whitworth University. He remains active in the ASU alumni network and endowment, and is a regular voice on LinkedIn covering real estate credit and capital markets.

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Footprint

Three offices, one firm.

Deliberately concentrated across the western United States.

  • Headquarters

    Scottsdale

    Arizona
  • Office

    Bellevue

    Washington
  • Office

    Lake Oswego

    Oregon
Engage

Request a Conversation.

Selective engagement means every mandate receives senior attention from the first call.

JB Capital

Institutional capacity.
Boutique accountability.

Scottsdale
Scottsdale, AZ 85258(425) 454-8575
Bellevue
Bellevue, WA 98004(425) 454-8575
Lake Oswego
Lake Oswego, OR 97035(425) 454-8575
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