Who Needs a Bank? Why Direct Lending Is Surging

What’s direct lending? Old-fashioned bank lending — without the bank. As tougher regulations reshaped the post-financial crisis landscape, traditional banks have cut back on business lending. That’s created a raft of opportunities: For a growing group of asset managers who are making the loans; for borrowers, including not only mid-sized companies but some big enough to tap the syndicated debt markets if they wanted; …

Opinion: Lenders come in all forms, so make the right choice

For small or medium-sized businesses, finding timely operating capital to keep the business moving forward can be extremely challenging. It is imperative for companies to understand that every lender or source of capital has a different cost, return expectation, level of underwriting and timing to close. As they say, you need to “know your audience.” Traditional banks are always a …

Private Credit Funds Stabilize Markets, Research Shows

Certain private credit and debt funds can help stabilize the financial markets and promote economic resilience in times when banks are unable to loan money, new research finds.  The rise of private debt funds following the 2008 recession has prompted some concern among regulators. But a paper published on February 13 and entitled “Nonbank Credit” finds that private credit funds …

JB Capital launches merchant banking fund

JB Capital, a provider of financing solutions to middle-market companies and small corporate borrowers, is seeking to raise at least $100 million for its merchant banking fund. JB Capital will target mid-term investments, focusing on one to three-year terms. PRESS RELEASE Bellevue, WA—March 12, 2019 – JB Capital L.L.C. (JB Capital) today announces the launch of its Merchant Banking Fund, seeking to raise …